Challenges in the Implementation of Intellectual Property Rights as Fiduciary Collateral in Indonesia

Authors

  • Haposan Panjaitan Magister Kenotariatan, Universitas Pancasila
  • Yoyo Arifardahni Universitas Pancasila https://orcid.org/0009-0008-0883-1905
  • Tetti Samosir Magister Kenotariatan, Universitas Pancasila

DOI:

https://doi.org/10.30863/ajmpi.v10i1.8494

Keywords:

Intellectual Property Rights, Fiduciary Security, Copyright, Notary, Intangible Asset Valuation.

Abstract

Intellectual property rights (IPRs) refer to legal entitlements from intellectual and creative efforts, resulting in intangible assets. Copyright, as a specific form of IPR, is classified as an intangible movable property and is legally recognized as a potential object of fiduciary security in Indonesia. Despite regulatory developments—particularly Government Regulation No. 24 of 2022 concerning the creative economy—the practical implementation of IPR-based collateral remains constrained by the absence of standardized valuation mechanisms, institutional readiness, and legal certainty. This study employs a normative juridical method grounded in statutory and doctrinal analysis to examine the valuation framework of copyrights as fiduciary collateral and the legal role of public notaries and certified appraisers. The findings reveal that regulatory inconsistencies and the lack of operational guidelines inhibit financial institutions from accepting copyright as a credible collateral asset. Moreover, the role of notaries is pivotal in affirming ownership validity and ensuring the legal enforceability of fiduciary deeds involving intellectual property.

References

Abdullah, Abbas, Kevin Aprio Putra Sugianta, dan Khaerul Anwar. “Kedudukan Hak Cipta Sebagai Hak Kebendaan dan Eksekusi Jaminan Fidusia Atas Hak Cipta.†JURNAL JENTERA 4, no. 1 (2024): 440–57. https://doi.org/10.62383/demokrasi.v1i3.239.

Aili Papang Hartono, S. H. “Credit agreement with fiduciary collateral in the form of a patent in the perspective of indonesian law.†Humanities and Social Sciences Reviews 7, no. 5 (2019): 71–75. https://doi.org/10.18510/hssr.2019.759.

Akbar, Abiandri Fikri, dan Riani Talitha Nazhiif Soemadji. “Peran Notaris pada Pembuatan Akta Jaminan Fidusia dengan Objek Jaminan Berupa Hak Cipta.†Indonesian Notary Vol. 3, no. No. 2 (2021): p.36-57. http://notary.ui.ac.id/index.php/home/article/view/1510.

Akyüz, Yilmaz. Global Economic Prospects, June 2020. The Financial Crisis and the Global South. Washington, DC: World Bank, 2020. https://doi.org/10.1596/978-1-4648-1553-9.

Bahar, T. Muhammad Ali, Tan Kamello, Suhaidi Suhadi, Saidin Saidin, dan Rio Hilmawan Bagas Trihasworo. “Contractual Obligations in Financing with Fiduciary Security in Indonesia in the Context of Justice.†Lex Scientia Law Review 7, no. 1 (2023): 215–48. https://doi.org/10.15294/lesrev.v7i1.69318.

C, Ferry Gunawan. “Tantangan profesi hukum dalam melindungi hak cipta sebagai jaminan kredit perbankan di era digital.†Rechts Vinding, Media Pembinaan Hukum Nasional 13, no. 2 (2024): 165–87.

Carrier, Michael a. “Copyright and Innovation: The Untold Story.†Wisconsin Law Review 891, no. October 2012 (2012): 72. http://ssrn.com/abstract=2099876.

Chakraborty, Debojoyti. “Copyright Challenges in the Digital Age: Balancing Intellectual Property Rights and Data Privacy in India’s Online Ecosystem.†SSRN Electronic Journal, 2023. https://doi.org/10.2139/ssrn.4647960.

Dharmapatni, Luh Inggita. “Hak Cipta Sebagai Suatu Objek Jaminan Fidusia.†Lex Journal: Kajian Hukum & Keadilan 2, no. 2 (2018). https://doi.org/10.25139/lex.v2i2.1412.

Disemadi, Hari Sutra, dan Cindy Kan. “Tantangan Penegakan Hukum Hak Kekayaan Intelektual dalam Pengembangan Ekonomi Kreatif di Era Revolusi Industri 4.0.†Jurnal Komunikasi Hukum (JKH) 7, no. 1 (2021): 54–71. https://ejournal.undiksha.ac.id/index.php/jkh/article/view/6106.

Fanny Kusumaningtyas, Rindia. “Perkembangan Hukum Jaminan Fidusia Berkaitan dengan Hak Cipta.†Pandecta 11, no. 1 (2016): 98–112.

Freear, John, Jeffrey E. Sohl, dan A. R. Venkatachalam. “Leveraging intellectual property in the financing of entrepreneurial ventures: a technology-based solution to the perfection of security interests.†International Journal of Entrepreneurship and Innovation Management 4, no. 2–3 (2004): 178–93. https://doi.org/10.1504/ijeim.2004.004724.

Gubernur Bank Indonesia. “Peraturan Bank Indonesia Nomor: 9/6/PBI/2007 Tentang Perubahan Kedua Atas Peraturan Bank Indonesia Nomor 7/2/PBI/2005 Tentang Penilaian Kualitas Aktiva Bank Umum,†2007, 1–44.

Heller, David, Leo Leitzinger, dan Uwe Walz. “Intellectual Property as Business Loan Collateral: A Taxonomy of Institutional and Economic Determinants.†GRUR International 73, no. 5 (2024): 379–92. https://doi.org/10.1093/grurint/ikae043.

Indonesia, Republik. Undang-Undang No 42 Tahun 1999 Tentang Jaminan Fidusia, Lembaran Negara Republik Indonesia Tahun 1999 Nomor 168 § (1999).

———. Undang-Undang Nomor 2 Tahun 2014 tentang Perubahan Atas Undang-Undang Nomor 30 Tahun 2004, Lembaran Negara Republik Indonesia tahun 2014 Nomor3 § (2016).

Kamelo, Tan. Hukum jaminan fidusia suatu kebutuhan yang didambakan sejarah, perkembangannya, dan pelaksanaannya dalam praktik bank dan pengadilan. PT. Alumni. Bandung, 2006.

KITAB UNDANG-UNDANG HUKUM PERDATA (Burgerlijk Wetboek voor Indonesie), n.d.

Kurnianingrum, Trias Palupi. “Hak Kekayaan Intelektual Sebagai Jaminan Kredit Perbankan Intellectual Property As Banking Credit Guarantee.†Negara Hukum 8, no. 1 (2017): 31–54. www.ipos.gov.sg/,.

Maha Wiryanthi, Ni Putu Ega. “Copyright Infringement in Online Media: Corporate Legal Liability.†Al-Adalah: Jurnal Hukum dan Politik Islam 10, no. 1 (31 Januari 2025): 151–67. https://doi.org/10.30863/ajmpi.v10i1.7681.

Maranatha, Yohana, dan Nadia Inggrida Hartono. “The Notary’s Function in Drafting Fiduciary Security Deeds Involving Patent Rights as Collateral.†Unnes Law Journal 9, no. 2 (2023): 509–32. https://doi.org/10.15294/ulj.v9i2.75589.

Migueles Chazarreta, Damián, dan Ignat Stepanok. “Intellectual property rights protection and the dynamic gains from trade.†Economic Theory 79, no. 2 (2024): 445–95. https://doi.org/10.1007/s00199-024-01584-7.

Muehlfeld, Katrin, dan Mei Wang. “Intellectual Property Rights in China—A Literature Review on the Public’s Perspective.†Frontiers in Sociology 7, no. April (2022): 1–11. https://doi.org/10.3389/fsoc.2022.793165.

Mulyani, Sri. “Pengembangan Hak Kekayaan Intelektual Sebagai Collateral (Agunan) Untuk Mendapatkan Kredit Perbankan Di Indonesia.†Jurnal Dinamika Hukum 12, no. 3 (2012): 568–78. https://doi.org/10.20884/1.jdh.2012.12.3.128.

Nikitenko, S. M., dan M. A. Mesyats. “Intellectual property rights as the resource for innovative economy development.†IOP Conference Series: Earth and Environmental Science 377, no. 1 (2019). https://doi.org/10.1088/1755-1315/377/1/012012.

Nugraha, Dominicus Aditio. “Akibat Hukum Pembatalan Akta Jual Beli Objek Jaminan yang Tidak Dilakukan Pengikatan Jaminan oleh Kreditur.†Indonesia Notary 2, no. 4 (2020): 165.

Prasetyo, Ririk Eko, M. Khoidin, dan Ermanto Fahamsyah. “Makna Pemberian Penyuluhan Hukum Oleh Notaris Pembuatan Akta Menurut Undang-Undang Jabatan Notaris.†Lex Humana 1, no. 1 (2016): 51–68.

Prasodjo, Ratnawati W. “Pokok-Pokok Undang-Undang No 42 Tahun 1999 Tentang Jaminan Fidusia.â€Paper presented at the National Seminar on ‘Substance and Implementation Review of Law No. 42/1999 on Fiduciary Security’, organized by the Civil Law Department, Faculty of Law, Trisakti ,†1999.

Puspitasari, Rina. “Hak Cipta Sebagai Jaminan Fidusia.†JIPRO : Journal of Intellectual Property 4, no. 1 (2021): 1–12. https://doi.org/10.20885/jipro.vol4.iss1.art1.

———. “Hak Cipta Sebagai Jaminan Fidusia.†JIPRO : Journal of Intellectual Property 4, no. 1 (2022): 1–12. https://doi.org/10.20885/jipro.vol4.iss1.art1.

Rifqi, Muhammad, Kholis Roisah, dan Sartika Nanda Lestari. “The Prospects of Intellectual Property Rights as a Credit Collateral: An Indonesia-Singapore Comparative Study.†Jurnal Hukum Novelty 14, no. 2 (2023): 170–91. https://doi.org/10.26555/novelty.v14i2.a27017.

Sari, Putri Mayang. “Problematika Valuasi Hak Cipta Sebagai Objek Jaminan Fidusia.†UNES Law Review 6, no. 2 (2023): 5307–20.

Satrio, J. Hukum jaminan, hak-hak jaminan kebendaan. PT Cintra Aditya Bakti. Bandung, 2007.

Setyabudi, Bambang. “Rekonstruksi Regulasi Perlindungan Hukum Bagi Debitur Dan Pihak Ketiga Dalam Perjanjian Kredit Dengan Objek Jaminan Fidusia Berbasis Keadilan.†Universitas Islam Sultan Agung, 2022.

Sulistyandari, Ulil Afwa, Putri Ayu Sutrisno, dan Rohaida Nordin. “Implementation of Prudential Banking Principles: State Responsibility in Combating Banking Crimes in Indonesia.†Volksgeist: Jurnal Ilmu Hukum dan Konstitusi 7, no. 2 (2024): 341–59. https://doi.org/10.24090/volksgeist.v7i2.12132.

Sutra Disemadi, Hari, dan Cindy Kang. “Tantangan Penegakan Hukum Hak Kekayaan Intelektual dalam Pengembangan Ekonomi Kreatif di Era Revolusi Industri 4.0.†Jurnal Komunikasi Hukum (JKH) 7, no. 1 (2021): 54. https://doi.org/10.23887/jkh.v7i1.31457.

Tanwir, Ranti Fauza Mayana, dan Daniel Hendrawan. “Alternative resolution of intellectual property disputes as part of investment in the creative industry sector under indonesian law.†Humanities and Social Sciences Reviews 7, no. 5 (2019): 93–97. https://doi.org/10.18510/hssr.2019.7512.

Tjoanda, Merry. “Karakteristik Hak Cipta Sebagai Objek Jaminan Fidusia.†Batulis Civil Law Review 1, no. 1 (2020): 47. https://doi.org/10.47268/ballrev.v1i1.424.

Ulinnuha, Lutfi. “Penggunaan Hak Cipta Sebagai Objek Jaminan Fidusia.†Journal of Private and Commercial Law 1, no. 1 (2017): 85–110. https://doi.org/10.15294/jpcl.v1i1.12357.

“What are intellectual property rights?†World Trade Organization, 2018. https://www.wto.org/english/tratop_e/trips_e/intel1_e.htm.

Zakaria, Zurisman, dan Wahyudi Umar. “Penggunaan Properti Virtual sebagai Objek Jaminan Fidusia : Potensi dan Tantangan The Use of Virtual Property as Fiduciary Collateral Objects : Potentials and Challenges.†Halu Oleo Law Review 7, no. 1 (2023): 1–12

Downloads

Published

2025-03-27

How to Cite

Panjaitan, H., Arifardahni, Y., & Samosir, T. (2025). Challenges in the Implementation of Intellectual Property Rights as Fiduciary Collateral in Indonesia. Al-Adalah: Jurnal Hukum Dan Politik Islam, 10(1), 168–183. https://doi.org/10.30863/ajmpi.v10i1.8494

Issue

Vol. 10 No. 1 (2025)

Section

Artikel

License

Authors who publish with Al-Adalah: Jurnal Hukum dan Politik Islam agree to the following terms:

  1. Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License (CC BY-SA 4.0) that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal. 

  2. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.

  3. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.