KONSEP BUNGA DAN PRINSIP EKONOMI ISLAM DALAM PERBANKAN SYARIAH

Authors

  • Abdul Rahim Sekolah tinggi agama islam Negeri Watampone, Indonesia

DOI:

https://doi.org/10.30863/aliqtishad.v12i2.1756

Abstract

Abstract

The concept of interest and riba (usury) in Islamic perspective is that interest additional charge on the loan transaction money (al-qardh) were calculated from loon capital without considering the utilization / outcome of the capital based on certain time advance, and are generally based on percentage. While riba is taking addition charge, both in buying and selling as well as borrowing and lending which is contrary to the muamalat principles of islam. There are found kinds of usury, namely: riba qardh, riba jahiliyah, riba fadhl, and riba nasi’ah. The basic principles of Islamic economy in the Islamic banking are Mudaraba, Musyaraka, murabaha, economy tied with dogma, sharia (law), morality, and balance between materiality and spirituality, individual freedom, social security and individual and social welfare.

 

Kata kunci: Bunga; Ekonomi Islam; Perbankan Syariah.

References

Antonio Safi’I Muhammad, M. Sc. bank syariah dari teori ke praktik, Bank Indonesia, Jakarta: 2001

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Mustafa Edwin Nasution, Jangan Pinggirkan Studi Ekonomi Syariah, Republika online, senin, 07 november 2005

……………., Statistik Ekonomi Keuangan Indonesia, Bank Indonesia, Jakarta.Tahun 1995 s/d Desember 2001.

Siddiqi, M.N., “Rational of Islamic Bankâ€, International for Islamic Economic, Jeddah. 1981.

Yusuf Qardhawi, Peran Nilai dan Moral dalam Perekonomian Islam, Robbani Press, Jakarta. 2004.

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Published

2021-08-19

Issue

Vol. 12 No. 2 (2020): Al-Iqtishad

Section

Articles

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